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How does the monthly subscription work?

Understand how your Trading Combine subscription works, from billing and rebill dates to Resets and cancellations. Everything you need to manage your subscription in one place.

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Your Trading Combine subscription renews automatically each month from your sign-up date, so you can focus on your trading without worrying about a deadline. There's no time limit for passing; take the time you need to build consistency and dial in your strategy. Your subscription stays active until you pass and earn your Express Funded Account, or until you decide to cancel. This article covers how billing works, what affects your rebill date, what happens if you Reset or break a rule, and answers to the most common questions about managing your subscription. To check your upcoming rebill date or manage your subscription, click here.


Trading Combine Subscription FAQs

Click any question below to expand the full answer.

What does the Trading Combine cost?


The cost of the Trading Combine (sometimes called our evaluation or test) varies by the account size and which path you choose.

Option 1: Standard Path

  • $49 Trading Combine® subscription + $149 activation fee when you pass

  • Lower upfront cost

  • Best for traders who are learning and working on their strategy.

Option 2: No Activation Fee Path

  • $109 Trading Combine subscription + no activation fee when you pass

  • Pay a little more up front, and nothing when you pass.
    Best for Traders who are dialed in and can pass in 1-2 attempts.

The Standard path is best for Traders who want to keep monthly costs low while they work on consistency and strategy. You’ll only pay the Activation Fee once you’ve proven you’re ready for funding, making it a budget-friendly way to build skills over time.

The No Activation Fee path is ideal for Traders who have their strategy dialed in and are confident they can pass the Trading Combine in one or two attempts. By paying more upfront, you skip the Activation Fee entirely once funded, saving money overall if you pass quickly.

What payment methods are accepted?


You can pay for your Trading Combine with a credit card or debit card.

  • Visa

  • Mastercard

  • American Express

  • Discover

*Pre-paid credit cards and gift cards (including Cash App and Venmo cards) may not be valid payment methods. We recommend using a standard credit card or debit card.

All purchases, including Trading Combine fees, Resets, and Activation Fees, must be made using a payment method registered under your own name. Using a card that belongs to a spouse, friend, or any other individual is not permitted and is a violation of our Terms of Use.

How do I cancel my subscription?


To cancel your subscription, go to your Billing page and click the "x" next to the subscription you want to cancel. If you're unsure which subscription ID corresponds to the account you want to cancel, check your Accounts page first to locate it. Once you confirm the cancellation, you'll be prompted to review and agree to the cancellation terms.

For example, in the screenshot above, the Trading Combine account name 50KTC-V2-181429-15166904 corresponds to Subscription ID 149038.

From there, go to your Billing page and click the "x" next to that subscription ID to cancel it:

You'll be prompted to confirm you understand the terms of canceling the subscription next:

Please note that once you cancel in the new Dashboard, the action cannot be undone. There is no option to resubscribe. Additionally, you will no longer be able to purchase a Reset on that subscription.

How long does it take to pass the Trading Combine and earn a Funded Account?


You can pass the Trading Combine and earn a Funded Account in as little as 2 days (thanks to the Consistency Target), but there's no set time frame for passing the Trading Combine. Your Trading Combine subscription will renew monthly until you pass and earn the Express Funded Account or cancel your subscription.

What happens to my subscription if I Reset my account or break a rule?

  • Your Trading Combine doesn't automatically close or cancel if you break a rule. If you break a rule (hit the Maximum Loss Limit) in your Trading Combine, that account becomes ineligible for funding until it's Reset, but it won't change or alter your subscription rebill date.

  • When you purchase a Reset for your Trading Combine, your subscription rebill date will automatically be moved 30 days later from the day of your Reset. For example, if your subscription is set to rebill on August 30th and you purchase a Reset on August 28th, your new rebill date will be September 29th.
    ​

  • Keep in mind that the account will remain ineligible for funding until it's Reset, but you can still trade on an ineligible account for practice once the markets reopen (or you are welcome to trade on your Practice Account).

Can I put my Trading Combine subscription on hold?

  • No, a Trading Combine cannot be paused or put on hold due to system limitations. The subscription renews monthly until you pass the Trading Combine and earn your Express Funded Account, or until you decide to cancel.

  • Since there's no time limit for completing the Trading Combine, you can keep your subscription active while you're away (remember, you'll still be billed monthly), or you can cancel it. If you cancel, any progress on the account will be lost, but you can sign up again when you're ready to trade.​

I just opened a new Trading Combine. Will my other one automatically close?

No, starting a new Trading Combine won't automatically close other active Trading Combines. You can have multiple Trading Combine accounts under the same Topstep profile.

When do I need to pass my Trading Combine to avoid being rebilled again?


If you want to avoid being rebilled after you pass your Trading Combine, your Trade Report needs to reflect that you've passed before your Trading Combine subscription rebill date. For example, if your rebill date is on the 5th of each month, you'll need to pass your Trading Combine before the trading day ends on the 4th to avoid being rebilled.

If I break a rule does my Trading Combine subscription automatically cancel or close?


No, if you break a rule in your Trading Combine, the account will not automatically close or cancel. The Trading Combine is a monthly subscription that rebills each month. You will continue to be billed each month, even if the account is ineligible due to a rule break, until you pass or cancel.

If I don't pass the Trading Combine in 30 days, do I have to pay again?


The Trading Combine is an automatic monthly subscription that rebills every 30 days. If you don't pass the Trading Combine in the first 30 days, or at any point during your subscription, you will be automatically rebilled each month until you pass the Trading Combine or cancel your monthly subscription.

Please note that when you purchase a Reset for your Trading Combine, your subscription rebill date will automatically be moved 30 days later from the day of your Reset. For example, if your subscription is set to rebill on August 30th and you purchase a Reset on August 28th, your new rebill date will be September 29th.

If I pass the Trading Combine but can't pay the Activation Fee right away, will I be rebilled again?


You will not be rebilled for the monthly subscription fee after passing the Trading Combine. Once you pass the Trading Combine, your monthly rebill payments are automatically turned off.

Can I have more than one Trading Combine at a time?


Yes, you can have more than one active Trading Combine at a time. There is no limit to how many active Trading Combines you can have at any given time.

If you do have multiple Trading Combines, make sure to double-check which account you're trading on before you begin trading. Topstep isn't responsible for any trades made on the wrong account.

While there is no limit to the number of Trading Combines you can have, there are limits to the number you can purchase each month. You can learn more here.

Single Account Policy

Traders are not permitted to have multiple Topstep profiles, and the existence of multiple Topstep profiles for a single user is a violation of our Terms of Use that can potentially result in negative actions such as:

  • Topstep profiles or Trading Combines being closed without warning

  • A temporary or permanent suspension of your accounts

All Trading Combines, Express Funded Accounts, and Live Funded Accounts must be opened using a single Topstep profile. Do not create a new Topstep profile when purchasing additional Trading Combines.

  • If you've opened an additional Trading Combine under a separate Topstep profile or opened more than one Topstep profile, please contact our Trader Support Team.

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