The Basics
The Trading Combine® (TC) is a monthly subscription. It Rebills every 30 days from your original sign-up date. Active until you pass and earn an Express Funded Account® (XFA) — or until you cancel. No time limit for passing.
Check your Rebill date and manage your subscription from your Topstep Dashboard.
Trading Combine Subscription FAQs
What payment methods are accepted?
What payment methods are accepted?
Credit or debit card: Visa, Mastercard, American Express, Discover.
👉 Must be in your own name — using someone else's card violates Topstep's Terms of Use.
Important: Prepaid cards and gift cards (including Cash App and Venmo) may not work.
What happens if I break a rule (hit the Maximum Loss Limit)?
What happens if I break a rule (hit the Maximum Loss Limit)?
Your account becomes ineligible for funding until it's reset. The subscription does not cancel — it keeps rebilling, and you can still trade for practice. You'll get a Reset Credit when your Rebill processes.
Can I pause my Trading Combine?
Can I pause my Trading Combine?
No. Subscriptions can't be paused or put on hold. It will Rebill monthly until you pass or cancel.
When do I need to pass to avoid being Rebilled?
When do I need to pass to avoid being Rebilled?
Your Dashboard must show you've passed before your Rebill date.
Example: Rebill is the 5th → pass before trading ends on the 4th.
What happens to my subscription after I pass?
What happens to my subscription after I pass?
The subscription tied to the passed Trading Combine will auto-cancel, and the account will close. You'll be able to activate your Express Funded Account immediately. Other active Trading Combines keep Rebilling until you manually cancel them.
I passed, but I'm still being charged, what should I do?
I passed, but I'm still being charged, what should I do?
Check your Billing page for any other active Trading Combine subscriptions that haven't been passed yet. These will continue to rebill automatically until you cancel them manually. If you believe you're being charged in error for the passed account specifically, please contact support.
Why did I receive a cancellation email after I passed?
Why did I receive a cancellation email after I passed?
When your Trading Combine is marked as Passed, the subscription for that account is automatically canceled. The cancellation email you receive is a standard notification confirming this — it does not indicate any problem with your account or your progress toward funding.
What happens to my Reset Credits if I cancel?
What happens to my Reset Credits if I cancel?
Reset Credits stay on your profile. Available for any future Trading Combine (of the same size/type). However, once a subscription is canceled, you can't Reset that specific account anymore.
Can I reactivate a canceled subscription?
Can I reactivate a canceled subscription?
No. Once canceled, it's gone. Start a new Trading Combine to keep trading.
Can I have more than one Trading Combine at a time?
Can I have more than one Trading Combine at a time?
Yes — no limit on how many you can have at once. However, new Trading Combine purchases are limited to 20 per month.
Pro tip: Always confirm which account you're in before placing trades.

