Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable.
Trading Combine
Account Size | Standard Path | No Activation Fee Path |
50K | $49/month | $95/month |
100K | $99/month | $149/month |
150K | $149/month | $229/month |
⚠️ Important: Paths cannot be changed after purchase.
The Details:
Standard Path: Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency.
No Activation Fee Path: Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts.
🤑 Responsible Trading Discount (No Activation Fee path — add a Daily Loss Limit (DLL) at purchase → Pay less):
✅ $10 off → 50K (DLL: $1,000)
✅ $20 off → 100K (DLL: $2,000)
✅ $30 off → 150K (DLL: $3,000)
We reward traders who manage risk the right way. Discount recurs monthly. DLL is fixed and carried into your XFA when you pass.
Reset Pricing
Resets cost the same as your monthly Rebill.
Account Size | Standard Path | No Activation Fee Path |
50K | $49 | $95 |
100K | $99 | $149 |
150K | $149 | $229 |
Express Funded Account Activation & Reactivation
☝️ Activation
Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0.
👉 Reactivation
Lost your XFA before your first Payout? Reactivate through our Back2Funded option.
Reactivation fees:
$50K XFA — $599
$100K XFA — $699
$150K XFA — $829
🙌 Starting May 29th, get the Responsible Trading Discount: Add a Daily Loss Limit (DLL) at checkout during Back2Funded Reactivation and get $50 off any size:
✅ $50 off → 50K (DLL: $1,000)
✅ $50 off → 100K (DLL: $2,000)
✅ $50 off → 150K (DLL: $3,000)
⏳ Reactivation window: 30 calendar days from account closure. Learn more here.
Additional Pricing Information
Data Fees
Data Fees
Data Type | What’s Included | Cost |
Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included |
Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month |
Level 2 is billed on the 28th of each month and is not prorated.
To add it: Dashboard → Accounts → Add-Ons → Depth of Market Bundle.
☝ Live Funded Account® (LFA) Traders are subject to Professional Data fees. See the LFA Costs article for details.
Commissions and Fees
Commissions and Fees
Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: Trading Combines® & Express Funded Accounts · Live Funded Accounts
VAT and Sales Tax
VAT and Sales Tax
Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime.
Promo Codes
Promo Codes
Log in before applying — do not create a new profile
Codes apply to a new Trading Combine® (TC) or a Reset — not both
Case-sensitive; no extra spaces
Profile-specific — codes won’t work under a different email
First month only billed at promo price (unless stated otherwise)
Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale
To apply a code: Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply
How to Add or Update Payment Details
Go to your Billing Page on the Dashboard
Click Add New Card and enter your details
Scroll to Subscriptions
Click the Edit icon next to the subscription you want to update
Select your preferred card and save
☝ Important: At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card and update the individual subscription.
Payment Troubleshooting
Use a card in your name — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use.
Check your billing address — must match your bank’s records exactly, including formatting.
Delete and re-enter payment details manually — avoid autofill.
Wait at least 1 hour between retry attempts — rapid retries can trigger bank blocks.
Contact your bank — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep.
Browser checks — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device.
For refund questions, see Topstep® Refund Policies.
Chargebacks at Topstep
Have a question about a charge? Call us first. Always.
Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk.
What’s the Difference Between a Chargeback and an Unjustified Chargeback?
What’s the Difference Between a Chargeback and an Unjustified Chargeback?
A chargeback is when you dispute a charge with your bank and request a reversal.
An unjustified chargeback is filing a dispute without a valid reason — for example:
Forgetting to cancel a subscription
Misunderstanding a charge
Overlooking Topstep’s refund policies
Attempting to bypass the standard refund process
What Happens If You File a Chargeback?
What Happens If You File a Chargeback?
Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program.
Initiating chargebacks is listed as prohibited conduct.
Already filed one? You can still contact Trader Support to discuss your options.
What If You Want to Dispute a Charge?
What If You Want to Dispute a Charge?
Contact Trader Support first. We’ll review your situation and let you know what’s available under our refund policies.

