Topstep accepts Visa, Mastercard, American Express, and Discover. You may also choose to pay via Google Wallet or Apple Pay. PayPal is not supported. Sales tax may be added at checkout where applicable.
Trading Combine
Account Size | Standard Path | No Activation Fee Path |
50K | $49/month | $95/month |
100K | $99/month | $149/month |
150K | $199/month | $229/month |
⚠️ Important: Paths cannot be changed after purchase.
The Details:
Standard Path: Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency.
No Activation Fee Path: Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts.
Reset Pricing
Account Size | Standard Path | No Activation Fee Path |
50K | $49 | $95 |
100K | $99 | $149 |
150K | $199 | $229 |
You may purchase a Reset from your Topstep dashboard, or within the TopstepX platform once your Trading Combine breaches the Maximum Loss Limit. Learn more about Resets here.
Express Funded Account Activation & Reactivation
☝️ Activation
Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0.
👉 Reactivation
Lost your XFA before your first Payout? Reactivate through our Back2Funded option.
Reactivation fees:
$50K XFA — $599
$100K XFA — $699
$150K XFA — $829
⏳ Reactivation window: 30 calendar days from account closure. Learn more here.
Responsible Trading Discount
🙌 There's now a Responsible Trading Discount when you add a DLL at purchase for No Activation Fee Trading Combines, Express Funded Account Activations, and Back2Funded Reactivations. 👉 Discount is applied at checkout. Learn more here.
No Activation Fee Trading Combine | Back2Funded Reactivation |
$10 off → 50K $20 off → 100K $30 off → 150K | $50 off Reactivation Fees |
🔥 We reward traders who manage risk the right way. Discount recurs monthly. The DLL is fixed and carried into your XFA when you pass.
Trader Tip: Over 63% of traders have lost an account in a single day. Adding a DLL to your account caps how much you can lose in a single session, so one bad day doesn’t turn into a closed account. The traders who last…manage risk first!
Adding a Daily Loss Limit helps you:
Stay disciplined
Protect your account
Trade like it’s real capital
💪 Always trade for tomorrow.
Additional Pricing Information
Data Fees
Data Fees
Data Type | What’s Included | Cost |
Level 1 (Top of Book) | Best bid/ask; required for chart trading | Included |
Level 2 (DOM) | Multiple bid/ask levels; required for DOM/Matrix trading | $38/month |
Level 2 is billed on the 28th of each month and is not prorated.
To add it: Dashboard → Accounts → Add-Ons → Depth of Market Bundle.
☝ Live Funded Account® (LFA) Traders are subject to Professional Data fees. See the LFA Costs article for details.
Commissions and Fees
Commissions and Fees
Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: Trading Combines® & Express Funded Accounts · Live Funded Accounts
VAT and Sales Tax
VAT and Sales Tax
Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime.
Promo Codes
Promo Codes
Log in before applying — do not create a new profile
Codes apply to a new Trading Combine® or a Reset — not both
Case-sensitive; no extra spaces
Profile-specific — codes won’t work under a different email
First month only billed at promo price (unless stated otherwise)
Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale
To apply a code: Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply
Referral Codes
Referral Codes
Every Trader with an active Trader Profile can generate a referral code. Anyone new to Topstep who enters it at checkout gets 15% off their first account purchase. Once that purchase completes, the referrer get a 15% reward discount code by email for a purchase of their own.
Generate and copy your code on your Trader Profile.
Your referral code is good for 90 days. Generate a new one after that.
Earn up to 5 reward codes in a rolling 90-day period. Limit of 5 no matter how many Traders use your referral code.
Each reward code expires 90 days from the date it's issued. The date is in the email.
1 discount per purchase. No stacking with other promotions.
The discount percentage is set by Topstep and can change. Whatever is active on the day you redeem is what applies.
FAQs
Who can use a referral code?
Anyone new to Topstep who hasn't purchased yet, on their first account purchase only. Codes are public, so you can share yours anywhere.
Is this the affiliate program?
No. Referral Codes are open to all Traders with a Trader Profile.
Where does my reward show up?
Email only. It's a discount code, not cash, and nothing is added to an account balance. Check spam and promotions if you don't see it.
More than 5 people used my code. Where are the rest of my rewards?
The cap is 5 reward codes in a rolling 90-day period. Rewards past that aren't banked. Once your oldest code expires, you're eligible to earn another.
I signed up but didn't see the discount. Did I miss it?
No. The referral code applies to your first account purchase, not at sign-up. Enter it at checkout!
Can I see who used my code?
Not yet. The reward email is the only signal right now.
How to Add or Update Payment Details
Go to your Billing Page on the Dashboard
Click Add New Card and enter your details
Scroll to Subscriptions
Click the Edit icon next to the subscription you want to update
Select your preferred card and save
☝ Important: At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card and update the individual subscription.
Payment Troubleshooting
Use a card in your name — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use.
Check your billing address — must match your bank’s records exactly, including formatting.
Delete and re-enter payment details manually — avoid autofill.
Wait at least 1 hour between retry attempts — rapid retries can trigger bank blocks.
Contact your bank — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep.
Browser checks — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device.
For refund questions, see Topstep® Refund Policies.
Chargebacks at Topstep
Have a question about a charge? Call us first. Always.
Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk.
What’s the Difference Between a Chargeback and an Unjustified Chargeback?
What’s the Difference Between a Chargeback and an Unjustified Chargeback?
A chargeback is when you dispute a charge with your bank and request a reversal.
An unjustified chargeback is filing a dispute without a valid reason — for example:
Forgetting to cancel a subscription
Misunderstanding a charge
Overlooking Topstep’s refund policies
Attempting to bypass the standard refund process
What Happens If You File a Chargeback?
What Happens If You File a Chargeback?
Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program.
Initiating chargebacks is listed as prohibited conduct.
Already filed one? You can still contact Trader Support to discuss your options.
What If You Want to Dispute a Charge?
What If You Want to Dispute a Charge?
Contact Trader Support first. We’ll review your situation and let you know what’s available under our refund policies.