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Topstep Pricing and Payment Questions

Everything about costs, pricing, and payments in one place.

Topstep accepts Visa, Mastercard, American Express, and Discover. PayPal is not supported. Sales tax may be added at checkout where applicable.


Trading Combine

Account Size

Standard Path

No Activation Fee Path

50K

$49/month

$95/month

100K

$99/month

$149/month

150K

$149/month

$229/month

⚠️ Important: Paths cannot be changed after purchase.

The Details:

  • Standard Path: Lower monthly cost. $149 Activation Fee charged once per Express Funded Account (XFA) earned. Best for Traders still building consistency.

  • No Activation Fee Path: Higher monthly cost. No fee when you pass. Best for Traders confident they’ll pass in 1–2 attempts.

🤑 Responsible Trading Discount (No Activation Fee path — add a Daily Loss Limit (DLL) at purchase → Pay less):

  • $10 off → 50K (DLL: $1,000)

  • $20 off → 100K (DLL: $2,000)

  • $30 off → 150K (DLL: $3,000)

We reward traders who manage risk the right way. Discount recurs monthly. DLL is fixed and carried into your XFA when you pass.


Reset Pricing

Resets cost the same as your monthly Rebill.

Account Size

Standard Path

No Activation Fee Path

50K

$49

$95

100K

$99

$149

150K

$149

$229


Express Funded Account Activation & Reactivation


☝️ Activation

Depends on your path: Standard Path — $149, charged once per XFA earned. No Activation Fee Path — $0.

👉 Reactivation

Lost your XFA before your first Payout? Reactivate through our Back2Funded option.

Reactivation fees:

  • $50K XFA — $599

  • $100K XFA — $699

  • $150K XFA — $829

🙌 Starting May 29th, get the Responsible Trading Discount: Add a Daily Loss Limit (DLL) at checkout during Back2Funded Reactivation and get $50 off any size:

  • ✅ $50 off → 50K (DLL: $1,000)

  • ✅ $50 off → 100K (DLL: $2,000)

  • ✅ $50 off → 150K (DLL: $3,000)

⏳ Reactivation window: 30 calendar days from account closure. Learn more here.


Additional Pricing Information

Data Fees

Data Type

What’s Included

Cost

Level 1 (Top of Book)

Best bid/ask; required for chart trading

Included

Level 2 (DOM)

Multiple bid/ask levels; required for DOM/Matrix trading

$38/month

  • Level 2 is billed on the 28th of each month and is not prorated.

  • To add it: Dashboard → Accounts → Add-Ons → Depth of Market Bundle.

Live Funded Account® (LFA) Traders are subject to Professional Data fees. See the LFA Costs article for details.

Commissions and Fees

Commissions and fees are deducted automatically from your balance with each filled trade and show up in your Net P&L. See the full breakdowns: Trading Combines® & Express Funded Accounts · Live Funded Accounts

VAT and Sales Tax

Listed prices are base costs only. Depending on where you're located, applicable taxes — VAT, GST, or sales tax — will be calculated and shown at checkout in accordance with local regulations. The exact amount varies by region and will appear before you complete your purchase. Topstep collects and remits all taxes directly — we don't keep any of it. Check your account dashboard for a full breakdown of billing details anytime.

Promo Codes

  • Log in before applying — do not create a new profile

  • Codes apply to a new Trading Combine® (TC) or a Reset — not both

  • Case-sensitive; no extra spaces

  • Profile-specific — codes won’t work under a different email

  • First month only billed at promo price (unless stated otherwise)

  • Topstep does not refund purchases where a code wasn’t applied, or full-price purchases made before a sale

To apply a code: Dashboard → Start a Trading Combine → select size → confirm address → enter code under Coupons & Payment → click Apply


How to Add or Update Payment Details

  1. Go to your Billing Page on the Dashboard

  2. Click Add New Card and enter your details

  3. Scroll to Subscriptions

  4. Click the Edit icon next to the subscription you want to update

  5. Select your preferred card and save

Important: At least 1 card must remain on file while a Trading Combine is active. Removing all cards will close your account. Once you set a default card, new purchases will automatically be tied to that card. To update an existing subscription’s payment method, you must change your default card and update the individual subscription.


Payment Troubleshooting

  1. Use a card in your name — must match your Topstep profile exactly. Using someone else’s card violates the Terms of Use.

  2. Check your billing address — must match your bank’s records exactly, including formatting.

  3. Delete and re-enter payment details manually — avoid autofill.

  4. Wait at least 1 hour between retry attempts — rapid retries can trigger bank blocks.

  5. Contact your bank — ask the Fraud department to check for holds, confirm online/international transactions are enabled, and allowlist Topstep.

  6. Browser checks — clear cache and cookies, try a private/incognito window, disable VPNs and ad blockers, or try a different browser/device.

For refund questions, see Topstep® Refund Policies.


Chargebacks at Topstep

Have a question about a charge? Call us first. Always.

Most fees at Topstep are non-refundable, but we’re always happy to review your account and clear up confusion. Filing a chargeback before reaching out could limit your options and put your account at risk.

What’s the Difference Between a Chargeback and an Unjustified Chargeback?

A chargeback is when you dispute a charge with your bank and request a reversal.

An unjustified chargeback is filing a dispute without a valid reason — for example:

  • Forgetting to cancel a subscription

  • Misunderstanding a charge

  • Overlooking Topstep’s refund policies

  • Attempting to bypass the standard refund process

What Happens If You File a Chargeback?

Filing triggers an account review. Excessive or unjustified chargebacks may result in account suspension or permanent removal from the Topstep program.

Initiating chargebacks is listed as prohibited conduct.

Already filed one? You can still contact Trader Support to discuss your options.

What If You Want to Dispute a Charge?

Contact Trader Support first. We’ll review your situation and let you know what’s available under our refund policies.


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