Back2Funded gives you the option to pay for up to 2 reactivations if you lose your Express Funded Account (XFA) before your first payout. Each reactivation lets you keep the same account size and payout policy, giving you another chance to trade for a payout without starting over in the Trading Combine.
Eligibility
Back2Funded is available only for Express Funded Accounts that meet all of the following criteria:
The Express Funded Account was originally earned through Topstep’s Trading Combine.
The Express Funded Account was closed due to a rule violation before taking a payout.
The Express Funded Account is on TopstepX in the new Topstep Dashboard.
Once a payout is taken from an Express Funded Account, it is no longer eligible for Back2Funded. The trader must be in good standing with no Focused Trader Plan restrictions or compliance concerns.
How to Use Back2Funded
Lose your Express Funded Account before your first payout.
Within 7 days, decide if you want to go Back2Funded.
Log in to the new Topstep Dashboard, select your account, and choose the Back2Funded option.
Pay the reactivation fee for your Express Funded Account size (including sales tax).
Your account will be reactivated and ready to trade at the start of the next trading session.
5 Express Funded Accounts Limit
Traders can have a maximum of 5 active or pending Express Funded Accounts at one time.
Once you pay the reactivation fee your account will be pending until the start of the next trading session and count toward the 5 Express Funded Account limit.
A Back2Funded-eligible Express Funded Account remains eligible for 7 calendar days before expiring, but is not considered active or pending unless reactivated.
If you are at the 5 active or pending Express Funded Account limit, you cannot activate a new Express Funded Account.
If no action is taken within 7 days, the Back2Funded offer expires and will be automatically declined.
Reactivation Limits and Pricing
Each Express Funded Account can be reactivated up to 2 times
Reactivations must be for the same size as the original Express Funded Account
Pricing is based on the original Express Funded Account size. Sales tax will be applied at checkout, if applicable. The prices below do not include sales tax:
$50K Express Funded Account: $499
$100K Express Funded Account: $599
$150K Express Funded Account: $729
Each reactivation is purchased separately and is final and non-refundable
Reactivation Window
You have seven calendar days from the time your Express Funded Account is closed to decide if you want to go Back2Funded. During this window, you cannot activate a new Express Funded Account until you decide whether to reactivate. If you do not reactivate within 7 days, the Back2Funded option expires, will be automatically declined, and you must return to the Trading Combine to earn a new Express Funded Account.
Frequently Asked Questions
What is Back2Funded?
Back2Funded gives traders up to 2 more opportunities to trade for a payout if they lose an Express Funded Account (XFA) before taking their first payout. Instead of starting over from the Trading Combine, you can pay to reactivate the same XFA size and keep trading under the same payout rules.
Which accounts are eligible for Back2Funded?
The Express Funded Account was originally earned through Topstep’s Trading Combine.
The Express Funded Account was closed due to a rule violation before taking a payout.
The Express Funded Account is on TopstepX in the new Topstep Dashboard.
Once a payout is taken from an Express Funded Account, it is no longer eligible for Back2Funded. The trader must be in good standing with no Focused Trader Plan restrictions or compliance concerns.
How does Back2Funded benefit me?
With Back2Funded, you won’t have to lose your progress and start over just because you had one bad day in the market. Unlike common “straight to funded” options, Back2Funded lets you continue on toward a payout with the same 1 Step, 1 Rule payout policy and doesn’t layer on other rules like consistency targets or modified drawdowns.
How do I use Back2Funded?
Lose your Express Funded Account before your first payout.
Within 7 days, decide if you want to go Back2Funded.
Log in to the new Topstep Dashboard, select your account, and choose the Back2Funded option.
Pay the reactivation fee for your Express Funded Account size (including sales tax).
Your account will be reactivated (with the same size and payout policy) and ready to trade at the start of the next trading session.
What happens if I don’t decide within 7 days?
If you do not reactivate within 7 days, your Back2Funded option expires and you’ll need to return to the Trading Combine to earn another Express Funded Account.
How many times can I reactivate an Express Funded Account?
Each Express Funded Account can be reactivated up to 2 times. Each reactivation is purchased separately.
What does Back2Funded cost?
Here is the cost per account size:
$50K Express Funded Account: $499
$100K Express Funded Account: $599
$150K Express Funded Account: $729
Please note: the cost does not include sales tax, which will be applied at checkout if applicable.
Does the payout policy change?
No, you keep the same simple payout rules.
Where is Back2Funded available?
Only on TopstepX inside the new Topstep Dashboard.
Why didn’t you make a straight-to-funded option?
We still believe in earning your funded account. It’s proven to help traders build the habits and discipline needed for long-term success. Back2Funded is the middle ground and skips the Trading Combine but still requires you to prove consistency before payouts.
Why can’t I reactivate my Express Funded Account after 7 days?
The 7-day window gives traders enough time to decide. If you don’t reactivate within that time, you’ll need to return to the Trading Combine to earn another Express Funded Account.
Will I keep my winning days?
No. Back2Funded is a full account reset. You start fresh with a clean slate, including your winning days counter.
How long after I reactivate until my account is ready to trade again?
Your reactivated Express Funded Account will be ready to trade at the start of the next trading session after purchase.
Why do I have to wait until the next session to trade my reactivated Express Funded Account?
This gives you the chance to not only reset your Express Funded Account progress, but yourself. Take a break and come back focused.
What happened to my Express Funded Account stats?
When you reactivate, your previous stats including PnL, trade history, and winning days reset to zero. This is a new account state with the same payout rules.
Why do I only get 2 reactivations?
If you need more than three chances with the same account, it might be a sign to go back to the Trading Combine and refocus on the habits and consistency that got you funded in the first place.
How will Back2Funded work if I have 5 active Express Funded Accounts?
If you have 5 active Express Funded Accounts and one or more becomes eligible for Back2Funded, you’ll have 7 calendar days to decide if you want to reactivate each of those accounts. If you take no action, Back2Funded eligibility will expire at the end of the 7 days for each account.
During that 7-day window, your Back2Funded eligible Express Funded Accounts do not count toward your 5 active Express Funded Account limit until the reactivation fee is paid.
Can I apply this to my Live Funded Account?
No, Back2Funded is available only for lost Express Funded Accounts.