This article covers everything you need to know about payments with Topstep, including pricing, fees, payment methods, managing your billing information, promo codes, and troubleshooting payment issues
Topstep Pricing
Getting started with Topstep is simple! To get started with the Trading Combine, you'll need to:
Choose your account size
Enter your payment information to start your subscription
Please note the following:
Sales tax may be added at checkout where applicable and is not included in the listed prices.
PayPal is not a supported payment method on the new Topstep dashboard.
Trading Combine
Trading Combine
The cost of the Trading Combine (sometimes called our evaluation or test) varies based on the account size and path you choose.
You can pay using credit card or debit card.
Choose Your Path
Standard Path
$49 Trading Combine® subscription
$149 activation fee when you pass
Lower upfront cost
Best for traders who are learning and working on their strategy
No Activation Fee Path
$109 Trading Combine subscription
No activation fee when you pass
Pay a little more up front, but nothing when you pass.
Best for traders who are dialed in and expect to pass in 1-2 attempts.
Which Option Should I Choose?
The Standard path is best for traders who want to keep monthly costs low while they work on consistency and strategy. You’ll only pay the Activation Fee once you’ve proven you’re ready for funding, making it a budget-friendly way to build skills over time.
The No Activation Fee path is ideal for traders who have their strategy dialed in and are confident they can pass the Trading Combine in one or two attempts. By paying more upfront, you skip the Activation Fee entirely once funded, saving money overall if you pass quickly.
Important Notes
Trading Combines purchased under one path (Standard or No Activation Fee) cannot be converted to the other. This means that traders must commit to their chosen path from the start.
Click here to learn more about the monthly subscription for the Trading Combine.
Resets
Resets
Reset pricing varies based on your account size and selected path. You can pay for the Resets via credit card or debit card.
Standard Path
50K Standard Path Reset costs $49
100K Standard Path Reset costs $99
150K Standard Path Reset costs $149
No Activation Fee Path:
50K No Activation Fee Reset costs $109
100K No Activation Fee Reset costs $159
150K No Activation Fee Reset costs $209
Learn More
Click here to learn more about Resets in the Trading Combine.
Important Notes
Reset pricing is based on your account size and path
If you purchase a Reset on or after February 5, 2026, updated pricing will apply
Your subscription Rebill price will remain unchanged
Express Funded Account Activation Fee
Express Funded Account Activation Fee
Topstep now offers two paths to funding, each with a different approach to the Activation Fee. Choose the option that fits your trading style.
Standard Path
Lower monthly cost
Activation Fee is paid after you pass
Pricing:
50K: $49/month + $149 Activation Fee
100K: $99/month + $149 Activation Fee
150K: $149/month + $149 Activation Fee
No Activation Fee Path
Higher monthly cost
No Activation Fee when you pass
Pricing:
50K: $109/month
100K: $159/month
150K: $209/month
Which Option Should I Choose?
The Standard path is best for traders who want to keep monthly costs low while they work on consistency and strategy. You’ll only pay the Activation Fee once you’ve proven you’re ready for funding, making it a budget-friendly way to build skills over time.
The No Activation Fee path is ideal for traders who have their strategy dialed in and are confident they can pass the Trading Combine in one or two attempts. By paying more upfront, you skip the Activation Fee entirely once funded, saving money overall if you pass quickly.
Important Notes
The Activation Fee applies only to the Standard Path
The Activation Fee is charged once per Express Funded Account earned
Activation Fees can be paid using a credit or debit card
Pricing FAQs
If I'm already in a Trading Combine, which Activation Fee applies?
Any Express Funded Accounts activated on or after February 5th, 2026, will use the updated $149 Activation Fee.
Will my subscription Rebill price change?
No. Your subscription will continue to Rebill at the same price.
However, Resets and new purchases will reflect updated pricing starting February 5, 2026.
Is there a price difference between Standard Express Funded Accounts and Consistency Express Funded Accounts?
No, the activation price is the same regardless of which path you choose.
Data Fees
Data Fees
Level 1 Data (Top of Book)
Level 1 data includes the best bid and best ask prices.
If you are chart trading, this is the data you are using.
Level 1 Data is included at no additional cost with your Topstep subscription.
Level 2 Data (Depth of Market)
Level 2 data shows multiple bid and ask levels (typically 5-10), allowing you to see pending buy and sell orders in the market.
If you are using DOM or Matrix, this is the data you are using.
Level 2 data is available as an upgrade for $38/month and can be added from your dashboard using a credit or debit card.
You can learn more about Level 1 and Level 2 Data here.
How do I purchase Level 2 data?
How do I purchase Level 2 data?
To purchase Level 2 Data, go to the Topstep Dashboard, visit your Accounts tab and then click Add Ons (shown below). After that, select Depth of Market Bundle.
Please note that Level 2 data is not prorated. This means you'll be charged the full price regardless of when you purchase. You will also be charged on the 1st of each month, regardless of when you signed up initially. For example, if you sign up on the 26th of the month, you will still be charged on the 1st of the next month when the subscription renews.
Commissions and Fees
Commissions and Fees
Commissions and fees are not paid out of pocket. They are automatically deducted from your account balance with each filled trade and are reflected in your Net P&L.
To view full commission and fees breakdowns:
VAT and Sales Tax
VAT and Sales Tax
Topstep's listed prices reflect the base cost of each service. Depending on your location, applicable taxes (such as VAT, GST, or sales tax) may be added at checkout in accordance with local regulations.
Taxes are automatically calculated and displayed before you complete your purchase.
Topstep collects and remits all applicable taxes to the appropriate authorities and does not retain any portion of these taxes.
You can view your billing details at any time through your account dashboard. For further assistance, please contact our Trader Support Team with your questions.
Promo Code Information
Read this before you apply a promo code:
If you already have a Topstep.com account, you must be logged in to your Dashboard before you apply a promo code; do not create a new Topstep profile when redeeming a code.
Your code will either apply to a new Trading Combine or a Reset, but not both; make sure to read the code terms and conditions to avoid any confusion or purchase issues.
You must adhere to the terms and conditions of the promotion. Topstep does not offer refunds for codes applied or used incorrectly. Your account size cannot be changed after the purchase is made, and we cannot honor refunds for codes applied incorrectly. Review your offer terms closely before purchasing.
Unless otherwise stated, your first month is billed at the promotional price. All rebills and Reset purchases thereafter are full price unless otherwise stated in the promotion. Refer to the promotional email for full details.
Please note: Topstep does not provide refunds for purchases where the promo code did not apply, nor do we provide refunds for Trading Combines purchased outside of the promotion terms and conditions.
If you purchased a Trading Combine at full price a few days before the sale, you are not eligible to have the full-price Trading Combine refunded to purchase a new one at the discounted rate.
How to apply a promo code
How to apply a promo code
To apply a Trading Combine code in the new Topstep Dashboard, log in and click “Start a Trading Combine” at the top of your Dashboard.
Follow the prompts to select your account size.
On the next page, you’ll be able to enter your payment details and promo code. First, make sure you accept the Trading Combine Account Rebill Agreement. You must complete this step before confirming your address.
Fill in your address, and click “Confirm Shipping Info”.
Under Coupons & Payment, enter your promo code in the space provided, and click “Apply”.
When your code is entered correctly, you'll see the discounted amount reflected after clicking Apply.
Enter your payment details and click “Pay” to complete your purchase.
If you receive an error message after clicking apply, this means the code is not being entered correctly. Please review the terms and conditions of your offer for more details.
What do I do if my promo code isn't working?
What do I do if my promo code isn't working?
If your promo code isn't working, the first thing to do is review the terms or conditions for that particular offer; these are found in the offer email you received with the promo code, so please read closely!
If you receive an error message when applying a code, this means the code is not being applied correctly. Please double-check that your code is entered correctly and keep in mind that:
Codes are case-sensitive
You must remove any spaces before or after your code
You should try to manually type your code if copy and paste isn't working
Codes are specific to your Topstep profile, and will not work if used under another email address.
Ensure you also meet any eligibility criteria, such as specific invite-only codes.
Payments and Troubleshooting
Managing your payment details and resolving issues is straightforward with the right information. This section covers accepted payment methods, how to add or update a card, and steps to troubleshoot common payment issues.
Topstep accepts the following payment methods:
Visa
Mastercard
American Express
Discover
PayPal is not currently supported on the New Topstep Dashboard.
How to add or update your payment details
To update your payment information for an existing subscription:
Go to your Billing Page
Click Add New Card at the top
Enter your payment details and click Save
Scroll down to Subscriptions
Locate the subscriptions you want to update
Click the Edit icon next to it
Select your preferred payment method from the dropdown
Save your changes
Troubleshooting Payment Issues
Troubleshooting Payment Issues
Having trouble making a payment? Follow these steps below to resolve common issues and get your payment processed successfully.
1. Use a Card in Your Name
You must use a debit or credit card in your own name. Using a card that does not match the name on your profile violates Topstep’s Terms of Use and will result in an automatic decline.
The name on your card must match your Topstep profile
Your profile must reflect your full legal name
Nicknames or business names may result in a declined transaction
2. Check your billing details
Ensure your billing address matches exactly what your bank has on file.
Even small formatting differences, such as "St" versus "Street," can cause a decline
3. Re-enter your payment details
If the issue persists, delete your saved payment method and re-enter it manually. Avoid using auto-fill to ensure accuracy.
If your card is tied to an active subscription and cannot be removed, add a new card and set it as your preferred payment method
Note: Cards tied to an active subscription cannot be removed. In this case, add a new card and set it as your payment method.
4. Wait before trying again
Wait at least one hour between payment attempts.
Multiple attempts in a short period of time can trigger temporary blocks from your bank or payment processor
5. Contact your bank
If your payment is still being declined, your bank may be blocking the transaction. When you call:
Confirm you have sufficient funds available
Ask to speak with the Fraud department to check for any security holds
Confirm that international and online transactions are enabled
Ask them to allow payments to Topstep specifically
Try the transaction while the representative is on the line
If the issue persists, ask to switch from credit to debit as your processing method
If unresolved, repeat these steps with your card provider
You may ultimately need to try a different card
6. Additional troubleshooting steps
Clear your browser cache and cookies or complete the payment in a private or incognito window
Try a different browser or device
Disable any VPNs, ad blockers, or browser extensions, as these can interfere with payment processing
Please note that VPN use is not permitted on Topstep. For more information, refer to this article: Can I use a VPN?
For information on Topstep's Refund Policy, please go here: Topstep® Refund Policies