No trader has ever been denied a payout solely for Excessive Purchasing. These warnings are simply meant to inform traders that if the behavior continues, purchasing restrictions may be applied to help slow things down.
However, some traders who received an Excessive Purchasing warning were also found to be in violation of other policies, such as hedging. In those cases, the policy violations, not the Excessive Purchasing warning, led to payout denials.
These rules are meant to instill healthier trading habits that translate into success in a Live environment, not to deny payouts.
Is there a limit to the number of accounts I can have in the legacy Dashboard?
While there isn’t an official cap on the number of accounts you can own in the legacy Dashboard, we encourage traders to focus on developing good trading habits that lead to long-term success. If we notice purchasing habits that don’t reflect a focus on improvement, we feel obligated to address them. Excessive account resetting or frequent new Trading Combine® purchases can create bad trading habits, which is not in line with our mission. We always encourage our traders to Trade Responsibly.
We’re making additional efforts to promote responsible trading and help prevent these behaviors. These updates aren’t meant to punish but to help traders recognize when they’re off track, manage decisions during emotional moments, and take a step back when necessary to reassess before moving forward.
What counts as excessive account activity?
Some examples of excessive Trading Combine and Reset purchases include:
More than 10 new Trading Combines purchased in a month
More than 2 resets per Trading Combine in a day
If you feel the need to trade but are nearing these limits, we recommend using a Practice Account to sharpen your skills. You can also take advantage of free group coaching on TopstepTV, offered daily from 12:30 PM to 1:00 PM CT.
Why does this policy exist?
At Topstep, our mission is to help traders build the habits and discipline needed for success in live markets. Excessive account purchases can lead to unhealthy behaviors and mindsets that don’t align with that mission.
This policy is designed to encourage responsible trading by helping traders recognize when it’s time to step away, promoting stronger risk management habits, and focusing on long-term success over short-term emotional decisions.
What happens if I exceed the limit?
If your account activity is flagged for excessive behavior, Topstep will contact you via email, and the following actions may occur:
Your account may be temporarily paused or restricted from new purchases.
Future purchases of Trading Combines, Resets, or Activation Fees for Express Funded Accounts may be restricted.
Repeated violations could lead to more severe consequences, including account suspension.
Trading Combine/Reset Purchase Limits on the new Topstep Dashboard
If you're using the new Topstep Dashboard, please note the following purchasing limits:
You can purchase up to 10 new Trading Combine subscriptions per month.
You are allowed 2 Resets per account per day.
When purchasing a Reset, the new Dashboard will display how many Resets you have remaining for the day.
Should you attempt to exceed the Reset or Trading Combine purchase limits, a warning will appear, informing you of when you can make new purchases again.
