A Pro Account is offered to Traders who would typically earn a Live Funded Account (LFA), but whose jurisdiction currently doesn’t support live market access (learn more here). It’s a simulated account with parameters similar to an LFA. Topstep offers it so you can keep progressing while they work to expand access.
Pro Account Parameters
1. One Pro Account maximum
Traders are limited to 1 Pro Account at a time.
2. Account size (if you have multiple XFAs)
Size is based on the average of all open Express Funded Account (XFA) sizes, rounded up to the nearest standard size.
Example: 2 × $50K + $100K + $150K = $87,500 average → rounds up to $100K Pro Account
3. Starting balance
The starting balance equals 20% of your average XFA size. Simulated profits above the starting balance are forfeited.
Pro Account Size | Starting Balance |
$50K | $10,000 |
$100K | $20,000 |
$150K | $30,000 |
4. Maximum Loss Limit (MLL)
The Maximum Loss Limit in a Pro Account mirrors the Express Funded Account® (XFA) Maximum Loss Limit.
5. Daily Loss Limit (DLL)
Pro Account Size | Daily Loss Limit |
$50K | $1,000 |
$100K | $2,000 |
$150K | $3,000 |
6. No Balance Expansion
Pro Accounts do not have the Balance Expansion feature available in the Live Funded Account. Balance adjusts only through P&L and Payouts. Pro Accounts are subject to the contract size Scaling Plan.
Payouts
Payout rules are the same as a standard Express Funded Account: 5 or more winning days of $150 (non-consecutive), Payout up to 50% of the account and up to $5,000, and net positive after your first Payout.
Call Up Process
Topstep's Risk team will reach out when you're ready to move to a Pro Account. Your XFAs will be closed as part of this process. This is expected and not an error.
If Your Pro Account Is Closed
If your Pro Account breaches the Maximum Loss Limit and closes:
You can continue trading in Trading Combines and activate XFAs as they become available
Back2Funded is not available for Pro Accounts
Strong, consistent performance in your XFAs may make you eligible for another Pro Account in the future
FAQ
Why did I get a Pro Account instead of a Live Funded Account?
Why did I get a Pro Account instead of a Live Funded Account?
In some jurisdictions, Topstep is not currently able to offer live market access. The Pro Account lets you keep progressing in the program while Topstep works to expand access.
What happens if Live Funded Account access becomes available in my country?
What happens if Live Funded Account access becomes available in my country?
Topstep will reach out to notify you if their Live Funded Account policy or live market access changes for your jurisdiction.