Consistent Trader Program (CTP) Overview
Topstep is introducing the Consistent Trader Program (CTP). In this program, we do not limit traders to one Express Funded Account (XFA). Traders can resume trading up to five Express Funded Accounts while enrolled in the CTP. We’re making this change because we’re seeing one consistent theme with traders who are struggling: consistency.
In the new Express Funded Account Consistency, traders must keep their best day under 40% of their total account value during any given payout period. However, with this consistency target, Topstep is also giving traders the ability to pay themselves up to $6000 every three days instead of every five days.
Consistent Trader Program Scenarios
If you are in the Consistent Trader Program:
Once you pass a Trading Combine, you’ll be limited to choosing Express Funded Account Consistency.
The Express Funded Account Standard will not be available until CTP is completed
There's no limit to the number of Trading Combines you can have
Entering CTP with an active Express Funded Account Standard:
If you are placed into CTP while already holding an active XFA Standard account, nothing changes for your existing XFA Standard account
Any new XFA accounts created while in the CTP will be limited to XFA Consistency
If you are removed from CTP but still have an active Express Funded Account Consistency:
Your Express Funded Account Consistency account will remain unchanged
After leaving CTP, you will be able to choose between XFA Standard and XFA Consistency for new XFA accounts going forward
Consistent Trader Program FAQs
How is CTP different from the Focused Trader Plan (FTP)?
Under the Focused Trader Plan, traders are limited to one Express Funded Account at a time. Under the Consistent Trader Program, traders may trade up to five Express Funded Accounts while following a consistency requirement during payout periods.
You can learn more about the Focused Trader Plan here.
Is there a limit on Trading Combines in CTP?
There’s no limit to the number of Trading Combines you can have. Regular purchase limits still apply.
Read this article to learn more about regular purchasing limits.
Can I still buy No Activation Fee Trading Combines?
Yes. You can purchase any type and size of Trading Combine. Only the type of Express Funded Account will be limited.
Is CTP a punishment or restriction?
CTP is not a punishment. It’s a support-focused program designed to help traders improve consistency while maintaining access to multiple Express Funded Accounts. In fact, compared to the prior Focused Trader Plan, CTP allows more flexibility, not less.
Is the Consistent Trader Program replacing the Focused Trader Program?
Not necessarily. Some traders may still benefit from being in the Focused Trader Program. However, a trader may be moved from CTP to FTP if they continue to violate our Trader Pledge or carry out the other prohibited trading strategies outlined here.
Will I always receive a warning before being put in CTP?
While warnings will often be sent out first, Topstep reserves the right to send traders directly to CTP based on the severity of the violation. Traders are only placed into CTP after thorough reviews from our Risk Team. Trading activity is monitored over time, and placement occurs only if we continue to see patterns that suggest unsustainable or high-risk behavior. If you’re put into CTP, you will be notified directly via email.
How long does CTP last?
After 6 months in the Consistent Trader Program, Topstep will review your account for graduation out of CTP.
Can I still take payouts on CTP?
Yes, traders in CTP can request payouts of up to $6,000 every 3 trading days, provided consistency requirements are met.
We hope you use this opportunity to refocus your trading approach and build habits that lead to long-term success.
Take full advantage of the free coaching and resources available to you on TopstepTV and in our Discord community.
We're here to support your growth every step of the way.