What happens when I break a rule in the Express Funded Account or Live Funded Account?
Starting September 3rd, 2025, if you lose your Express Funded Account due to a rule break, Back2Funded gives you the option to reactivate it up to 2 times.* Each reactivation keeps the same account size and payout policy, so you can continue trading toward a payout without starting over in the Trading Combine. Learn more about Back2Funded here.
*Back2Funded is available for TopstepX Express Funded Accounts in the new dashboard. Express Funded Accounts in the legacy dashboard are not eligible for Back2Funded, and breaking a rule will require starting a new Trading Combine.
The following is what happens after you break a rule in the Express Funded Account or Live Funded Account:
If you break the Maximum Loss Limit rule in the Express Funded Account or Live Funded Account, then that account will be automatically closed at the end of the trading day.
After your Trade Report updates after 5 PM CT, you will receive an email with more details regarding your account status and next steps. The email usually arrives around 9 PM CT that same evening.
You can start a new Trading Combine anytime after breaking a rule in your Express Funded Account or Live Funded Account.
If your Live Funded Account is closed, you can start new Express Funded Accounts by passing a Trading Combine.
How are payouts handled in an Express Funded Account or Live Funded Account after a rule is broken?
For information on how payouts are managed in Express Funded or Live Funded Accounts after a rule violation, please refer to Topstep's Payout Policy.
Can I take a break from trading my Express Funded Account or put it on hold?
You can take a break from trading your Express Funded Account for less than 30 days at a time.
If there is no trading activity (no trades entered) on your Express Funded Account for more than 30 days, it may be subject to closure due to inactivity.
It is never possible to put an Express Funded Account on hold. If you are traveling to an ineligible country or dealing with a medical emergency, please reach out to the Trader Support Team for additional assistance.